Plans, Service Areas, Networks

  • Premera Blue Cross Group Plans are available throughout Washington State under the Blue Cross brand (except Clark County).

    Premera Blue Cross Individual Plans are available in the following counties: Franklin, Grays Harbor, King, Kitsap, and Pacific.

    Premera Blue Cross Medicare Advantage plans are available in: Cowlitz, Island, King, Kitsap, Lewis, Pierce, San Juan, Skagit, Snohomish, Spokane, Stevens, Thurston, Walla Walla, Whatcom.

    LifeWise Health Plan of Washington Individual Plans are available in the following counties: Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Garfield, Grant, Island, Jefferson, King, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pend Oreille, Pierce, San Juan, Skagit, Skamania, Snohomish, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman, and Yakima.

    LifeWise Assurance Company Plans (Graduate Appointee Insurance Program and International Student Insurance Health Plan) are available throughout Washington State.

    Group plans

    Premera Blue Cross

    • Preferred Provider Organization (PPO)—Your Choice, Your World, Balance, Choice, Flex Advantage
    • Exclusive Provider Organization (EPO)—Your Focus, Peak Care, Essentials Medical Plan, Premera NOW, Balance EPO
    • Health Savings Account (HSA)—Your Future, Peak Care, Flex Advantage, Balance, Choice
    • Dental—Dental Optima, Optima Flex, Preferred Choice Dental, Essentials Dental, Willamette Dental

    LifeWise Assurance Company

    • PPO and Dental—Graduate Appointee Insurance Program (GAIP)

    Individual plans

    Premera Blue Cross

    • EPO and EPO/HSA—Preferred
    • PPO—Group Conversion
    • Dental—Individual Pediatric Dental plan

    LifeWise Health Plan of Washington

    • EPO and EPO/HSA—Essential, Primary
    • PPO and PPO/HSAWiseChoices, WiseEssentials, WiseSavings
    • Dental—Individual Pediatric Dental plan, Family Dental Plan

    LifeWise Assurance Company (International Student Insurance Health Plan)

    • PPO and Dental—International Student Insurance Plan (ISHIP)

    Medicare Advantage plans

    • Premera Blue Cross—Please go to the Medicare Advantage site for more information.
    • Health Maintenance Organization (HMO)—HMO, Classic HMO, Classic Plus, Total Health, Alpine, Charter + Rx, Peak + Rx, Sound + Rx
    • Dental—(All plans have comprehensive dental embedded in the HMO plans for 2022)


    For physicians and other providers, we offer the opportunity to participate in a variety of networks. We offer our members these network combinations:

    Networks for Groups of 51 or more employees:

    • Premera Blue Cross
      • Global (medical)
      • Heritage (medical)
      • Heritage Prime (medical)
      • Tahoma(medical)
      • Dental Choice (dental)
      • Willamette Dental Group (dental)
    • LifeWise Assurance Company—LifeWise Assurance Co (medical and dental)

    Networks for Groups of 1-50 employees:

    • Premera Blue Cross
      • Heritage and Dental Choice (medical and pediatric dental)
      • Heritage Signature and Dental Choice (medical and pediatric dental)
      • Tahoma and Dental Choice (medical and pediatric dental)

    Networks for Individual Plans:

    • Premera Blue Cross
      • Individual Signature (medical)
      • Dental Select (pediatric dental)
    • LifeWise Health Plan of Washington
      • LifeWise Alpine (medical)
      • LifeWise Primary (medical)
      • LifeWise Health Plan of Washington Preferred (medical)
      • Dental Value (pediatric dental)
    • LifeWise Assurance Company
      • LifeWise Assurance Co (medical and pediatric dental)

    Networks for Medicare Advantage Plans:

    • Premera Blue Cross
      • Medicare Advantage (medical and pediatric dental)