Large Business Plans (51+ Employees)

  • Premera knows how important it is for you to provide your clients with a comprehensive healthcare plan. That’s why we offer comprehensive, tailored plans and services to customers in Alaska that include innovative programs focused on wellness and prevention, disease management, and patient safety.

    Our producer news center is the best source for tips and sales tools. You also get access to Alaska’s employee communications site which provides ready-to-share communications that can help you address client and employee questions.

    2024 plans

  • Sales materials for our 2024 medical, dental, pharmacy, and vision plans are available on the secure producer dashboard. Just look for 2024 sales brochures in the Tools and Resources section.

    Sign in now and see what's available.

    Don't have an account? If you don't have access to the secure producer website, it's easy to create an account now.

    True group options

    Employers of 10 or more enrolled employees can choose from the following:

    Group life insurance

    Group life insurance

    • Group term life: Provides benefits to a beneficiary in the event of an employee's death
    • Accidental death and dismemberment: Provides benefits in the event of accidental death or dismemberment
    • Dependent life: Provides benefits to the employee in the event of dependent's death(s)
    • Disability coverage: Providers benefits for income replacement in the event an employee is unable to work due to an illness or injury
    • Supplemental life and AD&D: Provides additional coverage options for your employee

    Disability coverage

    Stop loss

    Our affiliate, LifeWise Assurance Company*, assists groups to create just the right Medical Stop Loss for their needs. This product provides employers that elect to self-fund their medical plan a reinsurance contract to protect them from catastrophic losses.

  • Plan features

  • Premera small group medical plans include convenient options for members to access care or their health plan information online, with our mobile app, or by phone.

    24-Hour NurseLine

    Members get free, confidential health advice from a nurse by phone any time, day or night, with our 24-Hour NurseLine.

    Virtual care

    Every medical plan comes with virtual care options.

    myCare Alaska
    Available for fully insured and OptiFlex groups, myCare Alaska offers a chat-first virtual care platform that allows members to securely text on their time with a dedicated doctor. 

    The Premera mobile app

    Our redesigned mobile app enables members to find their health plan information, or search for a doctor at any time.

    We know Alaska. We also know that members aren't static. Premera's employer plans give employees access to the Blue Cross Blue Shield Association's worldwide network of doctors and hospitals.

    Our personal funding account options combine quality healthcare coverage with access to health savings accounts (HSAs), health reimbursement arrangements (HRAs), and flexible spending accounts (FSAs). These accounts are ideal for employers who are looking to control healthcare costs or increased employee responsibility for healthcare expenses and decisions.

    HSA On Demand

    HSA on Demand gives members up-front funds when they don’t have enough money in their HSA account to cover qualified medical expenses. (This option is available for self-funded groups.)

    Learn more about personal funding accounts and HSA On Demand

  • Resources

  • Proposals

    Groups with 100 or more employees enrolled, please contact your Premera sales representative.


    New groups

    Completed enrollment materials must be received at Premera well in advance of the first of the month to ensure eligibility and receipt of ID cards by the plan start date.

    Required documents

    Return completed enrollment materials to Senior Sales Manager and Implementation Account Specialist

    Note: Additional forms will be provided for self-funded and Optiflex funding arrangements.

    Renewing groups

    Completed renewal documents and written confirmation must be received at Premera well in advance of the first of the month to ensure eligibility and receipt of ID cards by the group's renewal date.

    Required documents:

    • Group verification report (provided by Premera with group's renewal proposal)
    • Circled, signed and dated rate exhibit(s) to acknowledge group’s plan choice(s). For self-funded groups, this includes the admin and stop loss exhibits.

    Return completed renewal documents to your designated Account Manager and Implementation Account Specialist.

    Note: Additional forms will be provided for any groups moving to self-funded or Optiflex funding arrangements.


    Express Scripts home delivery mail-order form - Order prescription drugs through the mail from Express Scripts. On behalf of Premera, Express Scripts is an independent company providing pharmacy benefit services.

    Health, allergy & medication questionnaire - Complete this questionnaire for all new mail prescriptions to help protect yourself against potentially harmful drug interactions and side effects.

    Prescription drug reimbursement form - Apply for reimbursement of your prescription costs.

    Preferred Choice creditable coverage status report

    2024 Preferred Choice Creditable Coverage Status Report

    2023-2024 Preferred Choice Creditable Coverage Status Report

    2023 Preferred Choice Creditable Coverage Status Report

    Medicare Part D testing options

    Premera Blue Cross offers employers two options to support their Medicare Part D testing obligations. The testing tells if the pharmacy plan you offer meets the creditable coverage standard as compared with Medicare Part D.

    The Centers for Medicare and Medicaid Services (CMS) says drug coverage is creditable if the actuarial value of the coverage equals or exceeds the actuarial value of standard Medicare prescription drug coverage.

    Choices for testing are:

    • Premera can provide some of the data for employers to do their own testing.
    • Premera's underwriting team can do the testing for employers, for a fee, using General Guidance methods.

    The CMS website offers general Information about Medicare Part D.

    To learn more about Medicare Part D testing and to discuss your options, contact your Premera account representative.

    Important reminder

    Premera no longer sends creditable coverage status notices to members on behalf of groups with pharmacy plans

    Employers will need to provide the notifications as required by the Medicare Modernization Act (MMA) to their Medicare-eligible employees and dependents. This act requires employers to inform their Medicare-eligible employees and dependents whether the prescription drug coverage pays on average as much as the standard Medicare prescription drug coverage.

    Additional information is found at the following pages of the Centers for Medicare & Medicaid Services:

    Submitting the CMS Medicare Part D Disclosure Form

    Federal law requires employer groups to notify the Centers for Medicare and Medicaid Services (CMS) if their prescription drug coverage for Medicare beneficiaries is creditable. CMS requires employer groups to submit a Creditable Coverage Disclosure Form each year or upon any change that could affect whether the drug coverage offered is creditable.

    Employers offering group health plans must comply with the Medicare secondary payer (MSP) statute and regulations (the MSP laws). These laws establish Medicare as the secondary payer to group health plan coverage in certain instances of dual healthcare coverage. The MSP laws are complex and can be confusing even to a seasoned healthcare administrator.

    This section has been designed to provide a general overview of what your group clients need to know about MSP and related issues. It's purely informational, does not modify their policy or coverage in any way, and should not be construed as legal advice or opinion.

    MSP Change Form – Form used for employer groups to report group size and Medicare beneficiary changes to Premera that may impact MSP rules.

    Our outpatient rehabilitation management program reviews treatment plans to help our customers recovering from an injury get the right care at the right time.

    Outpatient rehabilitation management program flyer

    Sign in for our most current producer training webinars. Just look in the Learning Center.

    Don't have an account? If you don't have access to the secure producer website, it's easy to create an account now.

    Healthy rewards for healthy employees

    We offer a variety of programs and services that are designed to keep employees healthy, lower costs and reward people for doing the right thing.

    More information about our Health and Wellness programs is available on the wellness page.