Premera Blue Cross Blue Shield of Alaska offers small groups a suite of metallic plans with a built-in wellness program that rewards both employees and employers for participation. Plus a rich set of tools and applications make it easy to manage employee health, care, and costs. In addition, Premera is known for knowledgeable customer service—at your fingertips for employers and employees.
When employees do the right thing, both the employer and employee win with our program. That's because it's designed to reward and encourage everyone to live healthier lifestyles. Once employees complete their wellness activities:
We want to help Alaskans get the quality care they need and help save them money when possible. For certain procedures members have the option to travel inside or outside of Alaska for covered care, this program gets them there, covers their care, and gets them home safely!
Some of our new plans will save members money with a lower copayment when they designate and visit their PCP.
We have streamlined the experience of administering group plans with easy-to-use online tools. You can view helpful information such as:
We offer benefit design flexibility to meet your needs with both our Select and Plus plans. Here's how it works:
*Emergency hospital and ambulance covered benefits are paid at the preferred level.
**Providers outside the Premera network may balance bill the member for the difference between the Premera allowed amount and the billed charge.
Medical Benefits Guide
Balance Plus Bronze PCP 3500-4000-5500-6350 Summary
Balance Plus Silver PCP 1700-2000 Summary
Balance Plus Gold PCP 500-750-1000-1500 Summary
Balance Plus Bronze HSA 3850-5250-5250 High Summary
Balance Plus Silver HSA 1700 Summary
Balance Plus Gold HSA 1300-1500 Summary
Balance Plus Bronze HRA 5250-6350 Summary
Balance Plus Gold HRA 1300-1500-1500 High
Balance Select Silver 2000
Balance Select Gold 500-750-1000-1500 Summary
Balance Select Bronze HSA 3850-5250-5250 High
Balance Select Silver HSA 1700
Balance Select Gold HSA 1300-1500 Summary
Balance Select Bronze HRA 5250-6350 Summary
Balance Select Gold HRA 1300-1500-1500 High Summary
Pediatric Dental Covered Services
Pediatric Dental Benefits & Coverage Flyer
Dental GuidePremera DentalBlue plans for groups with 2+ employees
As part of the Affordable Care Act of 2010, all health plans must provide a summary of benefits in a standard four-page format. These summaries help people understand how a plan works and makes comparing plan easier.
Summary of Benefits Coverage
There are no contract changes for the above products because they are new as of January 1, 2014.
Blue Cross Blue Shield Select 1000/1500, a Multi-State Plan
Blue Cross Blue Shield Plus 1700/2000, a Multi-State Plan
Blue Cross Blue Shield Select 1700 H.S.A., a Multi-State Plan
Blue Cross Blue Shield Plus 3850 H.S.A., a Multi-State Plan
Blue Cross Blue Shield Select 2000, a Multi-State Plan
Blue Cross Blue Shield Plus 5500/6350, a Multi-State Plan
Blue Cross Blue Shield Select 3850 H.S.A., a Multi-State Plan
Blue Cross Blue Shield Plus 1000/1500, a Multi-State Plan
Medical Plans Benefit Guide - All plans
HeritagePlus and HeritageSelect Plans Benefit Guide - These plans offer your standard PPO benefits, including coverage for preventive care.
Envoy Plans Benefit Guide - The member's first six office visits are subject only to the plan's copay, with subsequent visits subject to deductible and coinsurance. The six office visit limit is a combined total of all specified in-network providers visits per calendar year.
HSA Plans Benefit Guide - These plans are qualified to be combined with an employee-owned tax advantage Health Savings Account.
Optional Benefits Guide - These optional benefits help employers build an integrated health benefits package for their employees.
Summary of Benefits Coverage - As part of the Affordable Care Act of 2010, all health plans must provide a summary of benefits in a standard four-page format. These summaries help people understand how a plan works and makes comparing plans easier.
Group Supplemental Information - This document is designed to help you understand the services, features and benefits of Premera small group health plans. Here you will find information about:
Small Group Medical Exclusions - Certain services are not covered by small group health plans.
This document provides a list of services, supplies and drugs not covered by Premera Blue Cross Blue Shield of Alaska small group health plans.
For Groups Renewing January – December 2014
Grandfathered (2 – 50 employees)
Non-grandfathered (51 – 99 employees)
Non-grandfathered Groups with Plans Extensions (2 – 50 employees)Extended plans will have no changes to benefits, rates, eligibility, or any other provisions.