The Alaska-headquartered employer must average 2 to 99 employees on payroll with at least one "eligible employee" enrolled on the health plan.
Development of Rates
Rates will be issued based on group demographics and information received on the Alaska Group Enrollment Application and Health Survey. All applicants will be accepted.
Health Statements are required for each enrollee at the time of enrollment.
Employee and Dependent Definitions
An eligible employee meets the following requirements:
When both spouses/partners of the same family are employed by the same employer and are eligible for coverage, both are required to enroll as Subscribers, rather than one enrolling as a Subscriber and the other as a spouse/partner. Dependents may enroll with either spouse but not with both.
An eligible dependent meets the following requirements:
Eligible Participation Exclusions: Employees with other verifiable medical coverage are considered eligible participant exclusions and do not count against the employee participation requirement.
For more information, contact your sales representative.
Off-anniversary changes may be made a minimum of six months (or greater) from the group’s renewal date and are subject to additional surcharges.
Benefit changes requested after the group’s renewal agreement has been submitted and processed are subject to underwriting approval and additional surcharges.
Completed enrollment materials need to be received in our office by the 20th of the month. If materials are not received until the 25th or later, the group needs to sign a form indicating they understand that enrollment activities will not be completed by the first of the month. If the completed materials are not received prior to the first of the month, the effective date will be delayed until the 15th of the month, or the first of the following month. Completed enrollment materials are defines as follows: