Balance plans provide additional cost savings for employers and feature our Heritage Signature network with over 37,400 doctors, clinics, and hospitals across the state.
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We'll work with you to find the best health plan options for your employees and budget.
With the Balance plans employees receive lower copays when they designate and get care from a primary care provider (PCP).
Platinum plans have the highest premiums, but the lowest costs when getting care. These plans are a good option for employees who have a lot of healthcare needs and are willing to pay more to have nearly all their costs covered.
Deductible $250 - $500
Out-of-pocket maximum $4,000
PCP office visit $10 copay
Gold plans have higher premiums, but lower costs when getting care. These plans are a good option for employees who have more healthcare needs.
Deductible $500 - $2,500
Out-of-pocket maximum $7,000 - $8,550
PCP office visit $25 copay
Silver plans offer a balance between your premium cost and healthcare costs. These plans are a good option for employees who are looking for routine care coverage.
Deductible$2,000 - $3,000
Out-of-pocket maximum$7,000 - $8,450
PCP office visit$35 copay
Bronze plans have lower premiums, but higher costs when getting care. These plans are a good option for employees who don't have a lot of healthcare needs.
Deductible $6,500
Out-of-pocket maximum $8,550
PCP office visit $60 copay
This is an exclusive provider organization (EPO) plan, which offers lower premiums in exchange for a more moderate choice in healthcare providers.
Deductible $8,550
PCP office visit Pay 100% until deductible is met, then cost percentage (coinsurance).
Health plans paired with an employee-owned, tax-advantaged health savings account (HSA). HSAs give employees more control over their healthcare expenses and decisions.
Deductible $1,500
Out-of-pocket maximum $3,900
PCP office visit Pay 100% until deductible is met, then a percentage cost percentage (coinsurance).
Deductible $3,000
Out-of-pocket maximum $6,700
Deductible $6,000
Out-of-pocket maximum $6,900
With medical and dental coverage combined, your employees benefit from an easy experience: one ID card, one customer service number, and one online account for managing all their healthcare needs.
Deductible $500 - $1,000
Deductible $2,000 - $3,000
Out-of-pocket maximum $6,700 - $8,450
PCP office visit $35 copay with non-HSA plan
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Heritage Signature network
Balance plans come with the Heritage Signature network, offering your employees access to a broad range of high-quality medical and dental providers.
Employees can easily search for doctors, compare costs of services, track medications, review claims, and more with our apps and digital tools.