Preferred Choice Plans

  • With Preferred Choice plans, it’s all about flexibility. Create well-rounded health plans for your employees with 24 of our most popular medical plans, 10 pharmacy plans, and 10 dental plans to choose from.

    Get a quote for your business

    We'll work with you to find the best health plan options for your employees and budget.

    1. Choose your medical plans

    Select up to 2 medical plans from 24 options.

    Preferred provider organization plans (PPO)

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    Cost & coverage
    Wide-ranging premium and cost-share combinations, with deductibles starting at $250

    Office visit
    Copay of $20-$35

    Provider network
    Choice of Heritage or Heritage Prime network with 30,000+ providers statewide

    Health savings account (HSA) qualified PPO plans (Pharmacy benefits included)

    Cost & coverage
    Lower premiums and higher cost shares. Learn more about how HSA plans work.

    Office visit
    Employee pays 100% until deductible is met, then pays a percentage of the cost (coinsurance).

    Provider network
    Choice of Heritage or Heritage Prime network with 30,000+ providers statewide.

    Essentials Medical 8550 plan

    Cost & coverage
    Designed as a low-cost option that allows employers to maintain the ability to offer qualified healthcare coverage to their employees.

    Office visit
    Employee pays 100% until deductible is met, then pays a percentage of the cost (coinsurance).

    Provider network
    Heritage Prime network with 30,000+ providers statewide.

    Peak Care PCP plans (Available in Pierce, Thurston, and Spokane counties)

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    Cost & coverage
    Lower premiums and cost shares for employees, when compared to PPO plans.

    Office visit
    Copay of $20 - $60.

    Provider network
    Tahoma network with 3,800 exclusive providers statewide.

    2. Choose a pharmacy plan

    Add one of our 10 pharmacy plans to any of the medical plans except for the HSA PPO, which already includes pharmacy benefits.

    Essentials pharmacy plans

    Cost & coverage
    Keeps costs as low as possible by focusing on high-value drugs that are approved by the U.S. Food and Drug Administration (FDA).

    Office visit
    Employee pays a copay or percentage of drug cost.

    Provider network
    Covers 30-day supply for retail and 90-day supply for mail order.

    3. Choose a dental plan

    Add one of our 10 dental plans for comprehensive coverage.

    Preference and Optima dental plans

    Provider network
    Our 10 dental plans feature a broad network with more than 281,000 providers nationwide.

    Orthodontia coverage
    The Optima plus Ortho plan features orthodontia coverage for all ages.

    Wating period
    The Preference Voluntary plan is the only one that requires a 12-month waiting period for major dental services.

  • Get a quote for your business

    We'll work with you to find the best health plan options for your employees and budget.