Customizable Plans

  • For businesses with 100+ employees, you can choose from a range of plans to find the right balance between budget and healthcare needs for both your business and employees.

    All Customizable Plans

    Preventive screenings and services covered in full

    Professional and naturopathic services covered with no visit or dollar maximum

    Get a quote for your business

    We'll work with you to find the best health plan options for your employees and budget.

    Medical plans

    Your Choice

    A preferred provider organization (PPO) plan with coverage for a wide range of medical services and includes coverage for out-of-network providers.

    Provider network

    Choice of Heritage or Heritage Prime network with 30,000+ providers statewide.

    Your Focus

    An exclusive provider organization (EPO) plan with the same coverage of medical services as Your Choice, but no coverage for out-of-network providers.

    Provider network

    Choice of Heritage network with 30,000+ providers statewide.

    Your Future

    A high deductible plan designed to work with an employee-owned, tax advantaged health savings account (HSA).

    Provider network

    Choice of Heritage or Heritage Prime network with 30,000+ providers statewide.

    Peak Care

    An exclusive provider organization (EPO) plan for Pierce, Thurston, and Spokane counties

    Provider network

    Tahoma network with 4,100 exclusive providers statewide

    Flex Advantage

    A plan with broad access to providers and uses financial incentives to encourage use of the most cost-efficient doctors and hospitals.

    Provider network

    Choice of Heritage network with 30,000+ providers statewide.


    Large business
    customizable plan details

    2021 Complete guide to health benefits


    Pharmacy plans

    All medical plans are required to include a pharmacy plan. Prescription drug coverage is already included on HSA medical plans.

    Pharmacy options

    Essentials plans

    Keep costs as low as possible by focusing on high-value drugs that are approved by the U.S. Food and Drug Administration (FDA).

    Preferred plans

    Preferred pharmacy plans cost more, but are comprehensive and provide access to a full spectrum of brand-name medications.

    Dental plans

    Add one of our 4 dental plans for comprehensive coverage.

    Dental options

    Dental Optima plans

    Employees pay the same cost share for in and out-of-network dental providers.

    You can also choose the Dental Optima Voluntary plan which requires no employer contribution and employee contributions can be made on a pre-tax basis.

    Dental Preference plans

    Employees pay a lower cost share when seeing in-network dental providers.

    You can also choose the Dental Preference Voluntary plan which allows you to offer dental coverage at little or no cost to you. Fund your employees up to 50% of their plan cost.

    Vision and hearing plans

    Make it easier to manage your employee benefit plan by including vision and hearing benefits.

    Vision and hearing options

    Vision plans

    Choose between an exam-only or exam-plus eyeware plan.

    When you offer vision coverage as a separate option, benefits for customers younger than 19 are the same as benefits for adults.

    Hearing plan

    Choose between an exam-only or exam-plus hardware plan.

  • Get a quote for your business

    We'll work with you to find the best health plan options for your employees and budget.