Stop Loss and Life and Disability Insurance

  • Stop loss

    LifeWise Assurance Company assists groups with creating the right medical stop loss for their needs. If you elect to self fund your medical plan, this product provides a reinsurance contract to protect your group from catastrophic losses.

    Ask your Premera Blue Cross representative or producer for details.

    LifeWise Assurance Company is an independent company offering life and disability products to Premera Blue Cross employer groups and members. LifeWise Assurance Company does not provide Blue Cross Blue Shield products or services.

    Life and disability

    Competing for talent means offering a comprehensive benefits package. Premera Blue Cross partners with best-in-class companies to offer life and disability products to our employer groups and members while extending additional cost savings.

    By adding life and disability products to Preferred Choice plans, you may be eligible for discounts on Premera Blue Cross medical premiums. Check out the advantages of adding dental, life, and disability to a Preferred Choice plan. Contact your Premera representative or producer to discuss your options.

    Employers of 10 or more enrolled employees can choose from the following:

    Group Life Insurance

    • Group Term Life
    • Accidental Death and Dismemberment
    • Dependent Life
    • Disability Coverage
    • Supplemental Life and AD&D

    Disability Coverage

    • Short-Term Disability Coverage
    • Long-Term Disability Coverage

    Preferred carriers

    • MetLife
    • Symetra
    • The Hartford

    MetLife, Symetra, and The Hartford, are independent companies offering life and disability products to Premera Blue Cross employer groups and members, are solely responsible for their products and services, which are not Blue Cross Blue Shield products or services.

  • Get a quote for your business

    We'll work with you to find the best health plan options for your employees and budget.