October 20, 2022
Millions of Americans receive healthcare coverage through their employer-sponsored insurance; however, many of those employees don’t understand the basics of their benefits. This can lead to surprise bills and higher out-of-pocket costs. In a recent survey from Optavise, published in Forbes magazine,* 10% of survey respondents didn’t know what an insurance “premium” is and nearly 8% did not know the difference between “in-network” or “out-of-network.”
Now is an excellent time to help your employees understand the basics of their health plan to get the most from their benefits.
Open Enrollment
Last month, we announced new Open Enrollment resources available in B’link that you can use before and during your open enrollment period. These resources include a how-to guide and promo package packed with content to provide to employees.
Health Plan Basics
Premera provides a number of videos in B’link that explain the basics of healthcare and are ready to share. These videos are short, easy to understand, and cover a wide range of topics including health insurance terms, where to get care, and the importance of preventive care. You will find topics such as:
- Health Plan Basics: Deductibles and Coinsurance
- Know Where to Get Care
- Understand Preventive Care Visits
What do you think about the resources available in B’link? We want your feedback! Please let us know what we’re doing right and what we can do better.
*Gordon, Deb. “Healthcare Illiteracy Remains Rampant among Americans, New Survey Shows.” Forbes, Forbes Magazine, 19 July 2022, https://www.forbes.com/sites/debgordon/2022/07/18/healthcare-illiteracy-remains-rampant-among-americans-new-survey-shows/?sh=4d2259816fed.