At Premera, we serve 2 million people—from individuals and families to Fortune 100 employer groups.
As the largest health plan in the Pacific Northwest, we provide comprehensive, tailored services to customers in Alaska that include innovative programs focused on wellness and prevention, disease management, and patient safety.
In addition, our plans, tools, and health support resources empower your employees and their covered dependents to take control of their health and healthcare dollars, ultimately helping you manage costs and improve employee productivity.
You told us what you wanted in a health plan, and we listened. For 2019, Premera Blue Cross Blue Shield of Alaska is offering a collection of medical, pharmacy, dental, vision, and hearing options designed to meet both your business needs and budget.
To learn more about our 2019 plans, talk with a Premera representative or producer.
Get predictable costs without the risk. We will assume all of the financial risk and pay your employees' claims. You pay a stable, monthly premium.
Opt for a payment option that directly reflects your employees' health needs. With this option, you assume the financial risk. However, this option may also give you the opportunity to reduce your costs by encouraging your employees to actively engage in their healthcare.
A combination of both fully insured and self-funded. Get the protection and flexibility of a self-funded plan without being overly expensive or complicated.
LifeWise Assurance Company*, assists groups to create just the right Medical Stop Loss for their needs. This product provides employers that elect to self-fund their medical plan a reinsurance contract to protect them from catastrophic losses.
LifeWise Assurance Company is an independent company offering life and disability products to Premera Blue Cross employer groups and members. LifeWise Assurance Company does not provide Blue Cross Blue Shield products or services.
If you have questions or are interested in adding stop loss to your plan, please reach out to your Premera representative or producer.
Are you a group with 51+ employees? You have several options for adding life and disability benefits for your employees.
Premera's small group medical plans include convenient options for employees to access care or their health plan information online, with our mobile app, or by phone.
Members get free, confidential health advice from a registered nurse by phone any time, day or night, with our 24-Hour NurseLine.
Every medical plan comes with virtual care options. Video or phone consultations with a Teladoc® physician are available any time for a low copay.
Our redesigned mobile app enables employees to find their health plan information, or search for a doctor at any time.
We know Alaska. We also know your employees aren't static. Premera's employer plans give your employees access to the Blue Cross Blue Shield Association's worldwide network of doctors and hospitals.
Search or browse for in-network care providers and resources in Alaska.
Explore worldwide access to healthcare benefits with the BlueCard Program.
We care about your employees' health, nutrition, and fitness. That's why Premera offers members special perks at no extra costs.
Learn more about our range of member discounts
Note: Offers might not be available in all locations. Please have your employees check with the company offering the discount before making their purchase.
Take advantage of our personal funding account options to combine quality healthcare coverage with access to health savings accounts (HSAs), health reimbursement arrangements (HRAs), and flexible spending accounts (FSAs). These accounts are ideal for
employers who are looking to control healthcare costs or increased employee responsibility for healthcare expenses and decisions.
Offered through ConnectYourCare, HSA on Demand gives employees up-front funds when they don’t have enough money in their HSA account to cover qualified medical expenses.
(This option is available for self-funded groups.)
Learn more about
personal funding accounts and HSA On Demand
Employees who feel better do better. That’s why
we offer rewards to employers for participating in wellness programs aimed
at equipping them with information and tools to create a culture of well-being
within their workplace.
Along with the great service and rich network access you have come to expect from Premera, you'll find benefits tailored to the needs of Alaska-based large groups.
Complete medical benefits guide (51+ employees)
2019-2020 Preferred Choice Creditable Coverage Status Report
2018-2019 Preferred Choice creditable coverage status report
Premera Blue Cross offers employers two options to support their Medicare Part D testing obligations. The testing tells if the pharmacy plan you offer meets the creditable coverage standard as compared with Medicare Part D.
The Centers for Medicare and Medicaid Services (CMS) says drug coverage is creditable if the actuarial value of the coverage equals or exceeds the actuarial value of standard Medicare prescription drug coverage.
You have two choices for testing:
The CMS website offers general Information about Medicare Part D.
To learn more about Medicare Part D testing and to discuss your options, contact your producer or Premera account representative.
Premera no longer sends creditable coverage status notices to members on behalf of groups with pharmacy plans
Employers will need to provide the notifications as required by the Medicare Modernization Act (MMA) to their Medicare-eligible employees and dependents. This act requires employers to inform their Medicare-eligible employees and dependents whether the
prescription drug coverage pays on average as much as the standard Medicare prescription drug coverage.
Additional information is found at the following pages of the Centers for Medicare & Medicaid Services:
Federal law requires employer groups to notify the Centers for Medicare and Medicaid Services (CMS) if their prescription drug coverage for Medicare beneficiaries is creditable. CMS requires employer groups to submit a creditable coverage disclosure form each year or upon any change that could affect whether the drug coverage offered is creditable.
Employers offering group health plans must comply with the Medicare secondary payer (MSP) statute and regulations (the MSP laws). These laws establish Medicare as the secondary payer to group health plan coverage in certain instances of dual healthcare
coverage. The MSP laws are complex and can be confusing even to a seasoned healthcare administrator.
This section has been designed to provide a general overview of what your group clients need to know about MSP and related issues. It's purely informational, does not modify their policy or coverage in any way, and should not be construed as legal advice
MSP Change Form – form used for employer groups to report group size and Medicare beneficiary changes to Premera that may impact MSP rules.
Premera is dedicated to helping our members get the best care after an illness or injury. Our outpatient rehabilitation management program reviews treatment plans to help your employees get care at the right time.
Learn more about how the program works and what steps your employees can take if a treatment plan is
As part of the Affordable Care Act of 2010, all health plans must provide a summary of benefits in a standard four-page format. These summaries help you understand how a plan works and makes comparing plans easier.
View summary of benefits and coverage.
Speak with an account manager about group plans.
Or call us at
8 a.m. to 5 p.m.
Programs that help members take a more active role in managing their health.