We’ve served Alaskans for 65 years. That’s why having your health plan with us at Premera Blue Cross Blue Shield of Alaska means that you’ll receive benefits tailored with you in mind.
It is our purpose to make healthcare work better for our customers.
Our plans, tools, and health support resources empower your employees and their covered dependents to take control of their health and healthcare dollars, ultimately helping you manage costs and improve employee productivity. Not to mention, a
Premera card in your employees’ pockets provides access to Alaska’s most comprehensive network of doctors and hospitals.
You told us what you wanted in a health plan, and we listened. For 2019, Premera Blue Cross Blue Shield of Alaska is offering a collection of medical, pharmacy, dental, vision, and hearing options designed to meet both your business needs and budget.
To learn more about our 2019 plans, talk with a Premera representative or producer.
Are you a group with 2-50 employees? You have several options for adding these life and disability benefits for your employees.
Short-term disability coverage: Protects a portion of employees' income in the event of a disability
Long-term disability coverage: Provides employees and their families the income needed to help meet financial commitments and give them financial stability
Premera's small group medical plans include convenient options for employees to access care or their health plan information online, with our mobile app, or by phone.
Members get free, confidential health advice from a registered nurse by phone any time, day or night, with our 24-Hour NurseLine.
Every medical plan comes with virtual care options. Video or phone consultations with a Teladoc® physician are available any time for a low copay.
Our redesigned mobile app enables employees to find their health plan information, or search for a doctor at any time.
We know Alaska. We also know your employees aren't static. Premera's employer plans give your employees access to the Blue Cross Blue Shield Association's worldwide network of doctors and hospitals.
Search or browse for in-network care providers and resources in Alaska
Explore worldwide access to healthcare benefits with the BlueCard Program.
Premera's qualified, high-deductible health plans with a health savings account (HSA) offer your employees great basic coverage and a chance to save money and invest it for future IRS-approved medical expenses. HSA-qualified health plans allow employers
to reduce their taxable income and receive lower monthly rates due to the higher annual plan deductibles.
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We care about your employees' health, nutrition, and fitness. That's why Premera offers members special perks at no extra costs.
Learn more about our range of member discounts
Note: Offers might not be available in all locations. Please have your employees check with the company offering the discount before making their purchase.
Employees who feel better do better. That's why we offer our small group employers tools and resources that equip them with information to create a culture of well-being
within their workplace through the Alaska Wellness Academy. View the Premera Wellness Program flyer.
Members get access to an EAP at no additional cost that offers help with mental health, stress, grief and loss, illness or trauma, relationship conflicts, financial guidance, life adjustments, and more.
Complete medical benefits guide
2019-2020 small group creditable coverage status report: If your plan year straddles 2019 and 2020, reference this report. It shows 2019 small group creditable coverage tested against 2020 Medicare Part D threshold amounts.
2019 small group creditable coverage status report
2018-2019 small group creditable coverage status report: 2018 small group creditable coverage tested against 2019 Medicare Part D threshold amounts (if the plan straddles 2018 and 2019 reference this list).
We will continue to mail creditable coverage notices, as required under the MMA to individual and Medicare Supplement subscribers.
Medicare Part D testing options
Premera Blue Cross offers employers two options to support their Medicare Part D testing obligations. The testing tells if the pharmacy plan you offer meets the creditable coverage standard as compared with Medicare Part D.
The Centers for Medicare and Medicaid Services (CMS) says drug coverage is creditable if the actuarial value of the coverage equals or exceeds the actuarial value of standard Medicare prescription drug coverage.
Your choices for testing are:
The CMS website offers general information about Medicare Part D.
To learn more about Medicare Part D testing and to discuss your options, contact your producer or Premera account representative.
Premera no longer sends creditable coverage status notices to members on behalf of groups with pharmacy plans.
Employers will need to provide the notifications as required by the Medicare Modernization Act (MMA) to their Medicare-eligible employees and dependents. This act requires employers to let their Medicare-eligible employees and dependents know whether
the prescription drug coverage pays on average as much as the standard Medicare prescription drug coverage.
Additional information is found at the following pages of the Centers for Medicare & Medicaid Services:
Federal law requires employer groups to notify the Centers for Medicare and Medicaid Services (CMS) if their prescription drug coverage for Medicare beneficiaries is creditable. CMS requires employer groups to submit a creditable coverage disclosure form each year or upon any change that could affect whether the drug coverage offered is creditable.
Employers offering group health plans must comply with the Medicare secondary payer (MSP) statute and regulations (the MSP laws). These laws establish Medicare as the secondary payer to group health plan coverage in certain instances of dual healthcare
coverage. The MSP laws are complex and can be confusing even to a seasoned healthcare administrator.
This section has been designed to provide a general overview of what your group clients need to know about MSP and related issues. It's purely informational, does not modify their policy or coverage in any way, and should not be construed as legal advice
MSP Change Form – form used for employer groups to report group size and Medicare beneficiary changes to Premera that may impact MSP rules.
Our small group supplemental guide is designed to help you understand the services, features, and benefits of Premera small group health plans.
As part of the Affordable Care Act of 2010, all health plans must provide a summary of benefits in a standard four-page format. These summaries help people understand how a plan works and makes comparing plan easier.
View summary of benefits and coverage
Speak with a Premera account manager about coverage options for your business.
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Programs that help members take a more active role in managing their health.