Taking great care of our customers is important to us. That’s why we offer a range of benefits that support your clients, bring them more value, and make selecting their health plans simple.
Contact one of our General Agent distribution partners listed below.
These independent Premera affiliates distribute but do not provide Blue Cross products or services and are solely responsible for their services.
Personal funding accounts offer your business a consumer-driven approach to improving the bottom line—combining quality healthcare coverage with a choice of tax-advantaged healthcare spending accounts.
Personal funding accounts:
Already have an HSA account? Check out our how-to-guide that walks you through how to fund your employer contributions!
As part of the Affordable Care Act of 2010, all health plans must provide a summary of benefits in a standard four-page format. These summaries help you understand how a plan works and makes comparing plans easier.
View summary of benefits coverage.
2018 small group creditable coverage status report
2017 small group creditable coverage status report
2017 small group creditable coverage tested against 2018 Medicare Part D threshold amounts (if your plan straddles 2017 and 2018 reference this list).
Premera Blue Cross offers employers two options to support their Medicare Part D testing obligations. The testing tells if the pharmacy plan your client offers meets the creditable coverage standard as compared with Medicare Part D.
The Centers for Medicare and Medicaid Services (CMS) says drug coverage is creditable if the actuarial value of the coverage equals or exceeds the actuarial value of standard Medicare prescription drug coverage.
An employer's choices for testing are:
The CMS website offers general Information about Medicare Part D.
To learn more about Medicare Part D testing and to discuss the options, contact a Premera account representative.
Premera no longer sends creditable coverage status notices to members on behalf of groups with pharmacy plans.
Employers will need to provide the notifications as required by the Medicare Modernization Act (MMA) to their Medicare-eligible employees and dependents. This act requires employers to let their Medicare-eligible employees and dependents know whether the prescription drug coverage pays on average as much as the standard Medicare prescription drug coverage.
Additional information is found at the following pages of the Centers for Medicare & Medicaid Services:
Federal law requires employer groups to notify the Centers for Medicare and Medicaid Services (CMS) if their prescription drug coverage for Medicare beneficiaries is creditable. CMS requires employer groups to submit a Creditable Coverage Disclosure form each year or upon any change that could affect whether the drug coverage offered is creditable.
More information on Medicare Part D Notification and Disclosure to CMS requirements is on cms.gov.
At Premera, we know how important wellness is to your small group clients. Healthier employees are happier and more productive employees. That's why we include the Premera Wellness Program with every small group medical plan-at no additional cost to your group clients.
Here's what your small group clients get with the Premera Wellness Program.
New or renewing small groups with metallic plan start dates of January 1, 2018 or later
Share this 2018 Wellness Program guide with your clients.
New or renewing small groups with metallic plan start dates before January 1, 2018