Joint replacement is a big decision that requires working closely with your doctor. If the right move is surgery, we want you to have the information you need to make an empowered decision on where you go for care.
Premera is focused on helping each patient have a great treatment experience. We offer concierge service with specially trained, experienced representatives to help guide you through your care.
Knee or hip replacement is a big decision that requires working closely with your doctor.
You may receive treatment at low to no cost to you if you:
Note: For UMP CDHP members, the surgery and related services are covered in full after you meet your annual medical deductible.
We recognize you have many options for knee or hip replacement. You may still receive joint replacement through other providers under your UMP plan. However, the COE Program offers you 100% coverage (minus the deductible for UMP CDHP members) for your joint replacement. If you qualify, the COE Program will also assist with travel and lodging expenses for you and a care companion.
To help ensure that surgery is needed, and to encourage the smoothest recovery, knee or hip replacement surgery is recommended only for members aged 18 or older who have been diagnosed with osteoarthritis or another disabling condition that requires a total knee or hip replacement.
To help ensure your safety and the best surgical results, the COE Program has pre-surgery requirements. These include:
Read more about our surgery preparation and recovery guidelines.
Call our concierge desk at 855-784-4563 (TRS: 711).
You can find out more about your knee and hip replacement benefits through your UMP Classic and UMP CDHP coverage.
Find answers to our most frequently asked questions about this program.
Premera offers personal health support to you and your family, in partnership with Healthwise.
Knee replacement resources
Hip replacement resources
You and your care companion have a range of travel benefits to support your COE experience, including flights and hotel at no cost if you live more than 60 driving miles from the COE location.
Members with Medicare as their primary health coverage are not eligible for the COE program.