Whether your client is new to Premera or interested in renewing their plan, it's our goal to make it easy and simple for you to help them get started.
All benefit highlights include medical, pharmacy, and dental plan information.
Benefit highlights are a quick and handy resource for your client's Preferred Choice plan(s). We carefully designed these highlights to make understanding plan benefits easier.
There are separate 2026 benefit highlights for fully insured and OptiFlex Preferred Choice plans. The fully insured plans include a Kinwell Connect cost share waiver where all services rendered and billed by any Kinwell Clinic are covered in full, while the OptiFlex plans apply standard cost shares to those services. Additionally, fully insured pharmacy plans offer a 90-day retail supply, whereas OptiFlex pharmacy plans are limited to a 30-day retail supply.
Standard PPO plans
Preferred Choice PPO: $250
Preferred Choice PPO: $500
Preferred Choice PPO: $750
Preferred Choice PPO: $1,000
Preferred Choice PPO: $1,500
Preferred Choice PPO: $2,000
Preferred Choice PPO: $2,500
Preferred Choice PPO: $3,000
Preferred Choice PPO: $4,000
Preferred Choice PPO: $5,000
Preferred Choice PPO: $6,350
Unlimited PPO plans (no vision)
Preferred Choice Unlimited PPO: $250
Preferred Choice Unlimited PPO: $500
Preferred Choice Unlimited PPO: $750
Preferred Choice Unlimited PPO: $1,000
Preferred Choice Unlimited PPO: $1,500
Preferred Choice Unlimited PPO: $2,000
Preferred Choice Unlimited PPO: $2,500
Preferred Choice Unlimited PPO: $3,000
Preferred Choice Unlimited PPO: $5,000
Shared PPO plans (no vision)
Preferred Choice Shared PPO: $250
Preferred Choice Shared PPO: $500
Preferred Choice Shared PPO: $750
Preferred Choice Shared PPO: $1,000
Preferred Choice Shared PPO: $1,500
Preferred Choice Shared PPO: $2,000
HSA plans
Preferred Choice HSA: $1,700
Preferred Choice HSA: $2,500
Preferred Choice HSA: $3,400
Preferred Choice HSA: $3,500
Preferred Choice HSA: $4,000
Preferred Choice HSA: $5,000
Preferred Choice HSA: $6,450
HSA plans (no vision)
Preferred Choice HSA: $2,000
Preferred Choice HSA: $3,000
Preferred Choice HSA: $5,500
BlueHPN plans
Preferred Choice HPN: $1,000
Preferred Choice HPN: $2,000
Pathfinder PPO plans
Preferred Choice Premera Pathfinder PPO: $500
Preferred Choice Premera Pathfinder PPO: $1,000
Preferred Choice Premera Pathfinder PPO: $1,500
Preferred Choice Premera Pathfinder PPO: $2,000
Preferred Choice Premera Pathfinder PPO: $3,000
Pathfinder EPO plans
Preferred Choice Premera Pathfinder EPO: $500
Preferred Choice Premera Pathfinder EPO: $1,000
Preferred Choice Premera Pathfinder EPO: $3,000
Preferred Choice Premera Pathfinder EPO: $5,000
$10/$25/$50
$10/$35/$65
$10/$50/$75/40%
$15/$30/$55
$15/$30/$55-$150
$15/$30/$55-$300
$15/$45/$75
$20/$50/50%/30%
Essentials $10/$25/$55/30% Plan
Essentials $15/$30/$60/30% Plan
Essentials $15/$60/$100/50%-$150 Plan
Optima $1,000 Max Plan
Optima $1,000 Max Plan (with Orthodontia)
Optima Flex $1,000 Max Plan
Optima Voluntary $1,000 Max Plan
Optima $1,500 Max Plan
Optima $1,500 Max Plan (with Orthodontia)
Optima $1,500 Shared Family Plan
Optima Flex $1,500 Max Plan
Optima Flex $1,500 Max Plan (with Orthodontia)
Optima Flex $1,500 Shared Family Plan
Optima Voluntary $1,500 Max Plan
Optima $2,000 Max Plan
Optima $2,000 Max Plan (with Orthodontia)
Optima $2,500 Max Plan
Optima $2,500 Max Plan (with Orthodontia)
Preferred Choice HSA: $1,650
Preferred Choice HSA: $3,300
Preferred Choice Premera Pathfinder: $500
Preferred Choice Premera Pathfinder: $1,000
Preferred Choice Premera Pathfinder: $3,000
Preferred Choice Premera Pathfinder: $5,000
$10/$25/$45
$15/$35
$15/$35-$150
$15/$35-$300
$15/$30/$50
$15/$30/$50-$150
Essentials $10/$25/$45/30% Plan
Essentials $15/$30/$50/30% Plan
Willamette Dental $15/$30
Willamette Dental $20/$30
Willamette Dental $25/$30
Preferred Choice HSA: $1,600
Preferred Choice HSA: $3,200
Preferred Choice Pathfinder: $500
Preferred Choice Pathfinder: $1,000
Preferred Choice Pathfinder: $3,000
Preferred Choice Pathfinder: $5,000
Preferred Choice HMO: $500
Preferred Choice HMO: $1,000
Preferred Choice HMO: $1,500
Preferred Choice HMO: $2,000
Preferred Choice HMO: $3,000
Preferred Choice HMO: $4,000
Preferred Choice HMO: $5,000
Preferred Choice HMO: $6,000
$10/$25/$45 Plan
$15/$30/$50 Plan
$15/$30/$50-$150 Plan
$15/$35 Plan
$15/$35-$150 Plan
$15/$35-$300 Plan
$20/$50/50%/30% Plan
HMO $10/$25/$45/30% Plan
HMO $10/$35/$70/30% Plan
HMO $10/$35/$75/50% Plan
HMO $15/$30/$50/30% Plan
HMO $15/$60/$100/50% - $150 Plan
Essentials $1,000
Essentials 20% $1,000
Our Preferred Choice guide includes detailed benefit information. This makes it easy for you to help your clients choose a Preferred Choice plan.
2026 Premera Blue Cross Preferred Choice health plan guide - Coming soon!
2025 Premera Blue Cross Preferred Choice health plan guide
2024 Premera Blue Cross Preferred Choice health plan guide
2024 Premera Blue Cross HMO Preferred Choice health plan guide
2024 Premera Preferred Choice plans
Help your clients find copy-and-share health plan information for their employees in our online resource center, B'link.