Adult Dental Plans for Small Business

  • Premera offers separate dental plans for small business employees who are 19 and older. These can be paired with any of our medical plans to provide a broad range of covered dental services

    Dental Optima plans

    • $50 Deductible
    • Diagnostic/preventive covered in full
    • For basic services you pay 100% until deductible is met, then 20% of the cost (coinsurance)
    • For major services: you pay 100% until deductible is met, then 50% of the cost (coinsurance)

    Optima
    Comprehensive coverage and flexibility in choice of dental providers.

    Optima Enhanced
    Better protection from surprise costs when using out-of-network dental providers.

    Optima Enhanced+
    Diagnostic and preventive services don't count against the annual maximum, allowing more money to go toward basic and major service coverage.

    Dental Optima Voluntary plan

    • $50 Deductible
    • Diagnostic/preventive covered in full
    • For basic services you pay 100% until deductible is met, then 30% of the cost (coinsurance)
    • For major services: you pay 100% until deductible is met, then 50% of the cost (coinsurance)

    The Adult Dental Optima Voluntary plan, specifically for employers with 5 employees or more, provides dental coverage at little or no cost.

  • Get a quote for your business

    We'll work with you to find the best health plan options for your employees and budget.