Apply for Coverage

  • You can purchase a new 2015 Premera health plan now through February 15, 2015.

    If you apply for coverage directly with Premera, you have until the last day of the month to apply, and you can select one of four effective dates. For example, if we receive your application on December 31, you can select January 1, January 15, February 1, or February 15 as your effective date.

    If you apply for coverage through Washington Healthplanfinder, you'll need to do so by the 23rd of the month for your coverage to begin on the first day of the following month.

    To apply online

  • New to Premera?

    Compare plans

    Already have a Premera plan?

    I'm a Premera member and want to renew my plan.

  • To apply by phone

    Call us at 877-PREMERA (877-773-6372), and we’ll enroll you in a new health plan over the phone.

    To apply by mail

    1. Complete the enrollment form. One application per family.
    2. Mail the completed enrollment form to:
      Premera Blue Cross
      P.O. Box 91120, MS 295
      Seattle, WA 98111-9220

    Are you eligible to apply?

    You're eligible to enroll in a Premera health plan if:

    • You're a resident of and have a principal residence in the state of Washington
    • You're not entitled to Medicare
      • If you're 65 or older but not eligible for Medicare, please submit a “Not Eligible for Medicare” document from the Social Security Administration

    Eligible dependents who can enroll on your plan include your:

    • Spouse or registered domestic partner
    • Natural or legally adopted children under the age of 26

    To establish a domestic partnership, the subscriber and the domestic partner must be state registered, or: 

    • Be at least 18 years of age
    • Currently share the same regular and permanent residence
    • Have a close personal relationship, such that each is responsible for the other's welfare
    • Are jointly responsible for basic living expenses, including the cost of basic food, shelter, and any other expenses of a domestic partner. They need not contribute equally or jointly to the cost of these expenses, as long as they agree that both are responsible for the cost.
    • Are not married to anyone
    • Are not related by blood closer than would bar marriage in the state of Washington
    • Were mentally competent to consent to contract when the domestic partnership began
    • Are each other's sole domestic partner

    If you would like add your domestic partner to your existing health plan policy, please complete the Declaration of Domestic Partnership form and include it with your application.

    Do you need a 2014 health plan?

    If you have a qualifying event, you can purchase a 2014 health plan until December 15, 2014.

    Qualifying events

    If you have certain life event such as marriage or divorce, birth or adoption of a child, moving to a new area, or losing health coverage, you may qualify to enroll outside the open enrollment period.

    Applicants under the age of 19 can apply as a subscriber or dependent during an open enrollment period.

    Applicants under the age of 19 who have experienced a qualifying event can apply within 31 days of when prior coverage ended.

    Newborn or newly adopted children can apply as a subscriber or dependent outside of an open enrollment period, within the first 60 days of birth or placement.