Taking great care of our customers is important to us. That's why we offer a range of benefits that support your clients, bring them more value, and make selecting their health plans simple.
2017 Medical Benefits Guide
Medical Plan Options Flyer
Dual Choice Matrix
PersonalCare Plan Flyer
Download the PersonalCare Plan video transcript
Balance HSA and HSA Qualified Plans
Balance Employee Only Plan
Balance + Family Plans
2016 Medical Benefits Guide
Balance Gold PCP
Balance Gold PCP HRA
Balance Gold PCP Employee Only
Balance Silver PCP
Balance Silver HSA
Balance Bronze HSA
Choice Gold PCP
2017 small group creditable coverage status report
2016 small group creditable coverage status report
2016 small group creditable coverage tested against 2017 Medicare Part D threshold amounts (if your plan straddles 2016 and 2017 reference this list).
Medicare Part D testing options
Premera Blue Cross offers employers two options to support their Medicare Part D testing obligations. The testing tells if the pharmacy plan you offer meets the creditable coverage standard as compared with Medicare Part D.
The Centers for Medicare and Medicaid Services (CMS) says drug coverage is creditable if the actuarial value of the coverage equals or exceeds the actuarial value of standard Medicare prescription drug coverage.
Your choices for testing are:
The CMS website offers general Information about Medicare Part D.
To learn more about Medicare Part D testing and to discuss your options, contact your producer or Premera account representative.
Premera no longer sends creditable coverage status notices to members on behalf of groups with pharmacy plans.
Employers will need to provide the notifications as required by the Medicare Modernization Act (MMA) to their Medicare-eligible employees and dependents. This act requires employers to let their Medicare-eligible employees and dependents know whether the prescription drug coverage pays on average as much as the standard Medicare prescription drug coverage.
Additional information is found at the following pages of the Centers for Medicare & Medicaid Services:
Submission of CMS Medicare Part D Disclosure Form
Federal law requires employer groups to notify the Centers for Medicare and Medicaid Services (CMS) if their prescription drug coverage for Medicare beneficiaries is creditable. CMS requires employer groups to submit a Creditable Coverage Disclosure Form each year or upon any change that could affect whether the drug coverage offered is creditable.
More information on Medicare Part D Notification and Disclosure to CMS requirements is on cms.gov.
2017 DentalBlue benefit guide
An Adult Vision Plan can be paired with any small group medical plan.
Personal funding accounts offer your business a consumer-driven approach to improving the bottom line—combining quality healthcare coverage with a choice of tax-advantaged healthcare spending accounts.
Personal funding accounts:
Already have an HSA account? Check out our how-to-guide that walks you through how to fund your employer contributions!
As part of the Affordable Care Act of 2010, all health plans must provide a summary of benefits in a standard four-page format. These summaries help you understand how a plan works and makes comparing plans easier.
View summary of benefits coverage.
We offer a variety of programs and services that are designed to keep employees healthy, lower costs, and reward people for doing the right thing.
A wellness program designed with small businesses in mind.
New wellness programs available to employer groups with 1-50 employees starting January 1, 2014 for new business and renewing groups on non-grandfathered plans.
We know that healthier employees lead to a healthier budget. That's why we have included a robust wellness program where:
Help your clients launch a successful wellness program with our wellness program employer toolkit.
Find a Doctor
24 Hour NurseLine
Virtual Care Flyer
...with special discount offers for Premera Blue Cross members.
* Independent Premera affiliates distribute but do not provide Blue Cross Blue Shield products or services and are solely responsible for their services.
There are great reasons why thousands of Washingtonians choose Premera for their health plan
You'll get the most out of your benefits when you choose in-network doctors, healthcare providers, and hospitals.