• Life & Disability Insurance Offerings

    USAble Life

    Premera Blue Cross has selected USAble Life*, a company focused on supporting health plans with Life and Disability offerings, to assist groups to create an integrated benefits program to help reduce disability and healthcare costs, improve health and increase workforce productivity. USAble Life offers flexible products, high-quality customer relations and fast, reliable claims service.

    True Group Options

    Employers of 10 or more enrolled employees can choose from the following:

    Group Life Insurance 

    • Group Term Life: Provides benefits to a beneficiary in the event of an employee’s death
    • Accidental Death and Dismemberment: Provides benefits in the event of accidental death or dismemberment
    • Dependent Life: Provides benefits to the employee in the event of dependent's death(s)
    • Disability Coverage: Provides benefits for income replacement in the event an employee is unable to work due to an illness or injury
    • Supplemental Life and AD&D: Provides additional coverage options for your employee

    Disability Coverage

    Stop Loss

    Our affiliate, LifeWise Assurance Company*, assists groups to create just the right Medical Stop Loss for their needs. This product provides employers that elect to self-fund their medical plan a reinsurance contract to protect them from catastrophic losses.

    Ask your Premera Blue Cross representative for details.

    *USAble Life is an independent company offering life and disability products to Premera Blue Cross and Premera Blue Cross Blue Shield of Alaska employer groups and members. USAble Life and Premera affiliate LifeWise Assurance Company do not provide Blue Cross Blue Shield products or services.