Medicare Basics

  • What is Medicare?

    Medicare is the federal health insurance program for people who are 65 or older and certain younger people with disabilities.

    Choosing Between Original Medicare and a Medicare Advantage Plan

    Original Medicare

    Part A - Hospital Insurance: Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

    Part B - Medical Insurance: Covers certain doctors' services, outpatient care, medical supplies, and preventive services.

    Part D - Prescription Drug Coverage (optional): Covers prescription drugs and you pay a monthly health plan bill.

    Medicare Supplement Plan (optional): Medicare Supplement plans strengthen your overall coverage. Medicare is not designed to pay 100% of your medical costs. We offer a variety of Medicare Supplement plans that can meet your healthcare needs and budget.

    Medicare Supplement Plans

    Medicare Advantage Plan

    Part A - Combine Parts A, B, and Usually D: A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. We offer a variety of Medicare Advantage plans that can meet your healthcare needs and budget.

    Part D - Prescription Drug Coverage: Only purchase if it's not part of your Medicare Advantage plan.

    Medicare Advantage Plans