Healthcare fraud occurs when a false claim is deliberately submitted to a health plan. It affects virtually everyone, taking critical dollars out of our already financially overwhelmed healthcare system.
The National Healthcare Anti-Fraud Association estimates that as much as $50 billion is lost annually in the United States to healthcare fraud. The U.S. General Accounting Office reports that this figure might even be as high as $120 billion. It’s easy to see why losses of that magnitude affect costs for consumers, providers and insurers.
Those who commit healthcare fraud can face fines and/or jail terms. For example, making false or misleading statements on a health plan application carry a penalty of up to five years in prison.
The term “phishing” refers to the attempt to acquire sensitive information such as credit card details, Social Security numbers, and other personal protected information by falsely posing as a trustworthy entity, usually in an electronic communication (telephone, email, instant messaging).
The purpose of phishing is to steal your identify or personal protected information through deception, and to use that information for fraudulent activity and scams. Phishing attempts may use trusted organization logos, names and styles to deceive victims into providing personal protected information.
Legitimate emails from Premera will never ask you for your username/password, Social Security number, financial data, or other personal protected information. We will also never threaten to cancel your coverage if you do not supply this information. If Premera contacts you via phone, it will only be in follow up to your previous inquiry and we will not ask for your personal protected information.
Here are some tips on how to safeguard your personal protected information from phishing scams and other fraudulent behavior:
You can call us 24/7 to report suspicious activity:
Insurance scams have been around for a long time, but they take new approaches to catch people off guard. Find out how to protect yourself.