Your commitment and hard work deserves to be recognized and rewarded.
2018 is another year filled with opportunity to earn bonus through the Preferred Producer Program. As your group book of business grows, so does your bonus! Check out the flyer to find out how you can start reaping your rewards in the new year beginning January 1, 2018.
Complete guide to health benefit plans (100+ employees)
PersonalCare Plans (51+ employees)
Premera Preferred Choice plans (51-199 employees)
Essentials pharmacy plan guide (51+ employees)
Preferred Choice PPO: $250
Preferred Choice PPO: $500
Preferred Choice PPO: $750
Preferred Choice PPO: $1,000
Preferred Choice PPO: $1,500
Preferred Choice PPO: $2,000
Preferred Choice PPO: $2,500
Preferred Choice PPO: $3,000
Preferred Choice Flex Adv: $500/$1,000
Preferred Choice Flex Adv: $1,000/$2,000
Preferred Choice PPO: $4,000
Preferred Choice PPO: $5,000
Preferred Choice PPO: $6,350
Preferred Choice Agg HSA: $1,500
Preferred Choice Agg HSA: $2,500
Preferred Choice Agg HSA: $3,000
Preferred Choice Emb HSA: $5,000
Preferred Choice Emb HSA: $6,450
Preferred Choice Flex Adv: $1,500/$3,000
Preferred Choice Flex Adv: $2,000/$4,000
Essentials: 15/30-50 Plan
OPTIMA $1,000 max (with Orthodontia)
OPTIMA $1,500 max (with Orthodontia)
OPTIMA $2,000 (with Orthodontia)
OPTIMA $2,500 (with Orthodontia)
Preference Essentials Voluntary $1,000
Premera Preferred Choice Overview 2017 (51-99 employees)
2017 Medical Plans benefit guide (51+ employees)
PersonalCare Plan Flyer (51+ employees)
2017 Dental benefit guide (51+ employees)
Your Choice $250 PPO
Your Choice $500 PPO
Your Choice $750 PPO
Your Choice $1,000 PPO
Your Choice $1,500 PPO
Your Choice $2,000 PPO
Your Choice $2,500 PPO
Your Choice $3,000 PPO
Your Choice $4,000 PPO
Your Choice $5,000 PPO
Your Choice $6,350 PPO
Your Future $1,500 HSA
Your Future $2,500 HSA
Your Future $3,000
Your Future $5,000 HSA
Your Future $6,450
BestBeginnings Maternity engages parents from pregnancy through newborn care with personalized tools and support that encourages early risk discovery.
Take advantage of our Personal Funding Account options to combine quality healthcare coverage with access to HSAs, HRAs, and FSAs. These options are ideal for employers looking to control healthcare costs or considering increased employee responsibility for healthcare expenses and decisions.
Adding plans with personal funding accounts can help groups to:
But encouraging employees to be healthier doesn't just help an employer's bottom line - it's also the right thing to do. And it reflects the vision to collaborate with employers in fostering a culture of health among employees and their families.
For more information, read and review our Personal Funding Account FAQ.
USAble Life is an independent company offering life and disability products to Premera Blue Cross employer groups and members. USAble Life is solely responsible for its products and services. USAble Life and LifeWise Assurance Company do not provide Blue Cross Blue Shield products or services.
Employers of 10 or more enrolled employees can choose from the following:
Group Life Insurance
LifeWise Assurance Company*, assists groups to create just the right Medical Stop Loss for their needs. This product provides employers that elect to self-fund their medical plan a reinsurance contract to protect them from catastrophic losses.
Ask your Premera Blue Cross representative for details to get in touch with USAble Life.
Premera offers broad access to doctors and hospitals not only in Washington, but across the country. Together with the Blue Cross Blue Shield system, our extended network includes more than 95 percent of hospitals and 92 percent of physicians throughout the United States—the largest contracted nationwide network available in our country—delivering the broadest access and lowest total cost of care available in all markets.*
Our strong relationships with providers help make the most of healthcare dollars with a focus on quality and cost-effective care.
Managed Outpatient Rehabilitation Program Flyer
Effective July 1, 2017, new and renewing large groups (51-499 employees) will have access to Premera's Wellness Program. The program offers fully insured and Optiflex groups support for creating a culture of wellness. It is a part of our health plan offering and is simple to administer.
More information is available in the Wellness Program brochure. We encourage you to share this new program with your large group prospects and current clients.
Employers are automatically enrolled in the Premera Wellness Program as a part of their health plan benefits.
Are your prospects or current clients looking for additional wellness support? We can help with that too. Our packaged wellness options feature consulting time with wellness experts, incentive assistance, and health education sessions. Learn more.
Preferred Choice creditable coverage status report
2017-2018 Preferred Choice creditable coverage status report
Medicare Part D testing options
Premera Blue Cross offers employers two options to support their Medicare Part D testing obligations. The testing tells if the pharmacy plan you offer meets the creditable coverage standard as compared with Medicare Part D.
The Centers for Medicare and Medicaid Services (CMS) says drug coverage is creditable if the actuarial value of the coverage equals or exceeds the actuarial value of standard Medicare prescription drug coverage.
Your choices for testing are:
The CMS website offers general Information about Medicare Part D.
To learn more about Medicare Part D testing and to discuss your options, contact your producer or Premera account representative.
Premera no longer sends creditable coverage status notices to members on behalf of groups with pharmacy plans.
Employers will need to provide the notifications as required by the Medicare Modernization Act (MMA) to their Medicare-eligible employees and dependents. This act requires employers to let their Medicare-eligible employees and dependents know whether the prescription drug coverage pays on average as much as the standard Medicare prescription drug coverage.
Additional information is found at the following pages of the Centers for Medicare & Medicaid Services:
Submission of CMS Medicare Part D Disclosure Form
Federal law requires employer groups to notify the Centers for Medicare and Medicaid Services (CMS) if their prescription drug coverage for Medicare beneficiaries is creditable. CMS requires employer groups to submit a Creditable Coverage Disclosure Form each year or upon any change that could affect whether the drug coverage offered is creditable.
More information on Medicare Part D Notification and Disclosure to CMS requirements is on cms.gov.
Western Washington – group sales (51+)
800-722-5561, option 1, ext. 85064Fax: 425-918-5883
Eastern Washington – group sales (51+)
800-722-5561, option 1, ext. 27324Fax: 509-252-7075