Through BlueCard ®, your medical plan offers local, national, and worldwide networks of providers. To receive the highest possible benefit coverage that your plan offers, always check the provider directory to make sure your provider is within the network of contracted physicians.
When you receive care from providers in our network, they process your claims directly with us, so you don't need to handle any paperwork. Many out-of-network providers also submit claims directly to us; however, if you receive care from an out-of-network provider, you may have to pay the provider for the service and then file a claim with us for reimbursement.
The BlueCard® Program allows you to receive medical-care benefits when you're traveling away from home. If you believe you have a medical emergency, seek emergency care immediately, no matter where you are.
Your medical plan offers you access to networks of doctors, hospitals and other healthcare providers to save you money.
Tips for using BlueCard:
When you need medical care:
*Deductible or coinsurance payments may apply.
When you travel overseas, you enjoy the added advantage of Blue Cross Global Core®.
This program offers access to an international network of participating doctors and hospitals.
Benefits for medical care outside the United States are treated the same as any other medically necessary service subject to your annual deductible, copays/coinsurance, and out-of-pocket maximums. All services outside of the U.S. are paid at the in-network benefit level. However, if you see an out-of-network provider for a service that is not a medical emergency, you may have to pay the difference between the allowed amount and the provider’s billed charges. Prior authorization is highly recommended for certain non-emergency services, so call Premera Blue Cross before you receive care to make sure your service will be covered.
When you need medical care outside the U.S:
For questions, call Premera Blue Cross Customer Service at 877-995-2696 (from within the U.S.) or Blue Cross Global Core at 800-810-2583 or collect at 804-673-1177 (from outside of the U.S.).
Find out with a free health assessment.
888-434-9473 to get answers to your health questions or connect with a U.S. board-certified doctor for a phone or video consult.