Health Plans

  • Save money on your health plan

    You're not alone if you're concerned about the price of health plans. The good news is that the vast majority of Alaskans qualify for help paying for their health plans through subsidies and tax credits. In fact, more than 90 percent of residents qualified for help with their monthly health plan premium. And over half of Alaskans get help paying for healthcare, from cost-share subsidies.


    Use our subsidy calculator to find out if you might qualify. Call us at 888-334-0109 for help assessing your coverage needs.

  • Find out if you might qualify for a subsidy and how much help you could get.

    What is your age?

    • Why choose us

      We know that deciding on a health plan-and using one-can be confusing, especially if you haven't had health coverage in a while. While we can't simplify the world of healthcare, what we've done is explain any unfamiliar health plan words and terms for you, so it feels less overwhelming.

      And if you need help, we're just a phone call away. When you become a member of one of our health plans, you'll be able to send us secure, private emails when you have questions-so you can contact us when it's most convenient for you.

    • Find a doctor

      If you have a doctor or healthcare provider you prefer, use the Find a Doctor tool before you choose a plan. That way, you can make sure your doctor is an in-network. member of the plan you buy. It's a smart move to help save money.

      If you haven't seen a doctor for a while, the Find a Doctor tool can help you find someone near you. You can find doctors whose office is open late at night, and even on weekends, too.

      Find a doctor

  • Since 2014, all new health plans are required by the federal Affordable Care Act (ACA) to include these 10 essential benefits:

    1. Outpatient care - care you receive without being admitted to a hospital
    2. Emergency care - trips to the emergency room
    3. Inpatient care - treatment in the hospital for inpatient care
    4. Maternity and newborn care - care before and after your baby is born
    5. Mental health and substance use disorder services - behavioral health treatment, counseling, and psychotherapy
    6. Prescription drug coverage
    7. Rehabilitative and habilitative Services - services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more
    8. Laboratory services - lab tests
    9. Preventive and wellness services - counseling, screenings, and vaccines to keep you healthy and to manage a chronic illness
    10. Pediatric services - dental and vision care for children under age 19

    Note: Some "grandfathered" plans may not include all of these benefits. Under the ACA, if you had your current plan before March 23, 2010 and have not made any changes since then, you are considered to be a grandfathered member, and your plan may not be subject to some of the provisions required by the ACA.

    Learn more about our preventive screening services

    Dental/Vision/Hearing Plan benefit highlights and rates

    Individual Supplemental Guide -Includes Privacy Policy, Provider Organization, Key Utilization Management Procedures, and Pharmaceutical Management Procedures

    Supplemental Guide for Individual Plans

  • Explore plans or get a quote

    Need help? Call us at 888-334-0109 or view our frequently asked questions.

  • Find the right health plan for you

    Premera has been providing health plans for more than 80 years.

    To fit your healthcare needs, Premera has a variety of bronze, silver, and gold plans at a range of monthly prices.

    We're committed to helping you select and understand the health plan that works best for you and your family, every step of the way.

    View plan options

    Enrollment deadlines

    Open enrollment for individual health plans runs from November 1, 2015 through January 31, 2016.

    Make sure to purchase your plan before December 15 if you want to use it starting January 1. If you wait until the end of January to enroll, your plan won't be effective until March 1.

    Think of who in your life you're healthy for—and find a plan that gives you and your loved ones the peace of mind you need.