Along with the great service and rich network access you have come to expect from Premera, you'll find benefits tailored to the needs of Alaska-based small employers.
Medical Benefits Guide
Dental Benefit Guide
Premera DentalBlue plans for groups with 2+ employees, including new Balance Kids Dental plan.
2017 small group creditable coverage status report
2016 small group creditable coverage status report
2016 small group creditable coverage tested against 2017 Medicare Part D threshold amounts (if your plan straddles 2016 and 2017 reference this list).
We will continue to mail creditable coverage notices, as required under the MMA to individual and Medicare Supplement subscribers.
Medicare Part D testing options
Premera Blue Cross offers employers two options to support their Medicare Part D testing obligations. The testing tells if the pharmacy plan you offer meets the creditable coverage standard as compared with Medicare Part D.
The Centers for Medicare and Medicaid Services (CMS) says drug coverage is creditable if the actuarial value of the coverage equals or exceeds the actuarial value of standard Medicare prescription drug coverage.
Your choices for testing are:
The CMS website offers general Information about Medicare Part D.
To learn more about Medicare Part D testing and to discuss your options, contact your producer or Premera account representative.
Premera no longer sends creditable coverage status notices to members on behalf of groups with pharmacy plans.
Employers will need to provide the notifications as required by the Medicare Modernization Act (MMA) to their Medicare-eligible employees and dependents. This act requires employers to let their Medicare-eligible employees and dependents know whether the prescription drug coverage pays on average as much as the standard Medicare prescription drug coverage.
Additional information is found at the following pages of the Centers for Medicare & Medicaid Services:
Submission of CMS Medicare Part D Disclosure Form
Federal law requires employer groups to notify the Centers for Medicare and Medicaid Services (CMS) if their prescription drug coverage for Medicare beneficiaries is creditable. CMS requires employer groups to submit a Creditable Coverage Disclosure Form each year or upon any change that could affect whether the drug coverage offered is creditable.
More information on Medicare Part D Notification and Disclosure to CMS requirements is on cms.gov.
Balance Plus Bronze PCP 5500-6350
Balance Plus Silver PCP 1700-2000-3000-4000
Balance Plus Gold PCP 500-750-1000-1500
Balance Plus Bronze HSA 3850-5250
Balance Plus Silver HSA 1500-2500
Balance Select Silver 2000-3000
Balance Select Gold 500-1000-1500
Balance Select Bronze HSA 3850-5250
Balance Select Silver HSA 1500-2500
For Groups Renewing January - December 2016
Grandfathered (2 - 50 employees)
Non-grandfathered (51 - 99 employees)
Non-grandfathered Groups with Plans Extensions (2 - 50 employees) - Extended plans will have no changes to benefits, rates, eligibility, or any other provisions.
As part of the Affordable Care Act of 2010, all health plans must provide a summary of benefits in a standard four-page format. These summaries help people understand how a plan works and makes comparing plan easier.
View Summary of Benefits
Supplemental Guide for Small Group Plans
Speak with an account manager about group plans.
Or call us at
8 a.m. to 5 p.m.