• Medical Plans

    Our medical plan offerings provide you with choices that let you create a plan customized for your workforce and budget, including a range of deductibles, coinsurance options and out-of-pocket maximums. We also offer Health Savings Account qualified plans, and options for Health Reimbursement Arrangements (HRA) and Flexible Spending Accounts (FSA). You can add prescription drug coverage from a selection of plans that offer cost-saving incentives for the use of generic and preferred brand-name drugs, and provide even greater savings with a convenient mail-service feature. 

    Select plans are the "preferred hospital, any doctor" plan. Members can see physicians and practitioners of their choice.* And, these plans pay the highest level of benefits when our members seek non-emergency care from preferred in-network hospitals and ambulance providers.** 

    Plus plans are the "preferred hospital, preferred doctor plan." These plans pay the highest level of benefits when members seek care from preferred hospitals, ambulance providers, and physicians and practitioners.** Members seeking care from non-preferred providers will have higher cost shares and out-of-pocket costs.

    *Emergency hospital and ambulance covered benefits are paid at the prefered level.

    **Providers outside the Premera network may balance bill the member for the difference between the Premera allowed amount and the billed charge.

    For plans with effective dates beginning January 1, 2014

    Medical Plans Benefit Guide (51 - 99 employees)

    Medical Plans Benefit Guide (100+ employees)

    For plans with effective dates beginning January 1, 2013

    Medical Plans Benefit Guide (100+ employees)