What is a grandfathered plan?
Under the Affordable Care Act (ACA) health plans established by March 23, 2010 may be considered to be grandfathered plans. These plans are not subject to some of the provisions of the ACA.
Should my group continue on a grandfathered plan?
In determining whether to stay on a plan with grandfathered status, your group will need to carefully weigh price, benefits and flexibility. New plans bring greater benefits, choice, and flexibility, but may come at a greater cost. Grandfathered plans maintain most of their existing benefits, but plan design choices are limited.
What are the mandatory changes under the ACA?
Regardless of a health plan’s grandfathered status, these new ACA benefit rules apply to all 2014 renewals and beyond:
What can cause a group to lose grandfathered status?
What can my group do to maintain its grandfathered status?
What will the non-grandfathered plans look like for Small Group?
Programs that help members take a more active role in managing their health.