In-Network Care

  • How to find an in-network provider

    Be a savvy healthcare consumer and save money!

    We have thousands of healthcare providers in our networks. Networks vary by plan. For most accurate results, register or sign in, then search with the Find a Doctor tool.

    Log in

    Or create your account

    Health plans have a specific group of doctors, dentists, pharmacies, hospitals, and other healthcare providers you can use at a contracted, in-network price. This is known as your network. The medical network in Alaska is called Heritage.

    Since you pay for part of the costs of your medical care, it's important to know that you will almost always pay less with an in-network provider compared to an out-of-network provider.

    Beware of balance bills

    One danger of using an out-of-network provider is balance billing. Your health plan has a set rate that in-network providers can charge for services and procedures called allowed amounts. An out-of-network provider is not obligated to charge you the allowed amount.

    So, if you have a procedure with an in-network provider who usually charges $200, but the allowed amount is $150, you will only be charged $150 for the service. The doctor writes off the other $50.

    If you have the same procedure with an out-of-office provider, the provider can balance bill you the $50. Your Premera plan will only cover the allowed amount (less copy and deductible).

    If you're shopping for a health plan

    If you have a doctor you like, use the Find a Doctor tool and filter by the network name associated with the plan you're interested in. You can search for your doctor or clinic by name.

    We have thousands of healthcare providers in our networks. Networks vary by plan, so for most accurate results, register or sign into your secure online account. Then search using our Find a Doctor tool.

    Search our networks.